In Quebec, it is mandatory for all car owners to have car insurance with a minimum value of $ 50,000. This, liability insurance covers damage caused by a collision when the driver is not found liable, as well as damage caused to others when it is responsible. In addition, it provides protection abroad. Insurance companies also offer some additional protections that cover such theft and damage caused by vandalism.
When it comes time to choose a car insurance company, the decision can be quite difficult. There are in fact over 200 insurers in Canada. Therefore, it is advantageous to compare the services offered by them, as well as the premiums charged to each of them.
An insurance premium is determined based on several factors, such as vehicle model, year of manufacture and value. The use of the vehicle (eg if the driver is used for work, to go to work, etc..) And the type of place where it is used are factors that affect the price of insurance.
The premium also differs according to the driver himself. It is among other things based on his record in Society assurance automobile du Québec (SAAQ) or on the number of accidents in which he was involved and the number of insurance claims he made. The age and sex or driver (s) may also vary the amount of the premium. The insurer may request permission to access the customer's credit file. It has the right to refuse, but it can disadvantage in some cases preventing the company to make an offer more profitable for him.
It is also worth mentioning that the premium can differ greatly from one company to another. Therefore, a simple way to save is to check with several insurers before making a final choice. It may also be advantageous to deal with the same company to ensure his car and his house. In fact, the client sometimes takes some discounts by choosing the same insurer for several products. Those who can afford to increase their deductible (the amount to be paid by the customer for damage), which will reduce the amount of their bonus.
There are also many ways to save directly connected to the vehicle insured. For example, the premium is higher for a car model popular among thieves. In this vein, the installation of an antitheft system lowers the price of insurance. Get an alarm system, an immobilizer or a tracking system can be financially rewarding. A driver wishing to save can use public transport or walk to work if possible. Using the car less, it would lower the price of its premium. Finally, drive carefully respecting the highway code is a good way to avoid an accident and the accompanying claims.
Auto insurance is mandatory, but nobody is forced to pay exorbitant premiums. To reduce the amount of insurance is available to any driver who takes the trouble.
When it comes time to choose a car insurance company, the decision can be quite difficult. There are in fact over 200 insurers in Canada. Therefore, it is advantageous to compare the services offered by them, as well as the premiums charged to each of them.
An insurance premium is determined based on several factors, such as vehicle model, year of manufacture and value. The use of the vehicle (eg if the driver is used for work, to go to work, etc..) And the type of place where it is used are factors that affect the price of insurance.
The premium also differs according to the driver himself. It is among other things based on his record in Society assurance automobile du Québec (SAAQ) or on the number of accidents in which he was involved and the number of insurance claims he made. The age and sex or driver (s) may also vary the amount of the premium. The insurer may request permission to access the customer's credit file. It has the right to refuse, but it can disadvantage in some cases preventing the company to make an offer more profitable for him.
It is also worth mentioning that the premium can differ greatly from one company to another. Therefore, a simple way to save is to check with several insurers before making a final choice. It may also be advantageous to deal with the same company to ensure his car and his house. In fact, the client sometimes takes some discounts by choosing the same insurer for several products. Those who can afford to increase their deductible (the amount to be paid by the customer for damage), which will reduce the amount of their bonus.
There are also many ways to save directly connected to the vehicle insured. For example, the premium is higher for a car model popular among thieves. In this vein, the installation of an antitheft system lowers the price of insurance. Get an alarm system, an immobilizer or a tracking system can be financially rewarding. A driver wishing to save can use public transport or walk to work if possible. Using the car less, it would lower the price of its premium. Finally, drive carefully respecting the highway code is a good way to avoid an accident and the accompanying claims.
Auto insurance is mandatory, but nobody is forced to pay exorbitant premiums. To reduce the amount of insurance is available to any driver who takes the trouble.
Posts
0 comments:
Post a Comment